Updated March 2026

Deposit Savings Calculator
Ireland 2026

How long until you have enough to buy? Enter your target, savings, and monthly amount. See your timeline — and how Help to Buy can fast-track it.

Your Savings Plan

The price of the property you're aiming for
How much you can put aside each month
%
Best regular savers: 2.5–3.5%. Standard savings: 0.5–1.5%
Help to Buy refunds up to €30,000 for new builds only
Tax refund from Help to Buy. Calculate your exact HTB

Your Deposit Timeline

Enter your details and press calculate

Your savings timeline will appear here

Start Learning About BER Now

When you're ready to buy, a property's BER rating will significantly affect your running costs — €1,600/year difference between A and D. Start factoring BER into your property search early.

See BER energy costs
Book a BER assessment at Homerating.ie

Your Complete Guide to Property in Ireland

Irish Property Guide is Ireland's independent property knowledge platform. We provide free calculators, expert-written guides, and practical tools for first-time buyers, landlords, and homeowners planning energy upgrades. Our tools are built specifically for the Irish market — covering Central Bank mortgage rules, Help to Buy, the First Home Scheme, SEAI grants, BER ratings, and the latest landlord compliance requirements including the March 2026 rental law changes.

Unlike estate agents or mortgage brokers, we don’t sell property or financial products. We sell knowledge — so our advice is independent and focused entirely on helping you make better decisions. Our team includes SEAI-registered BER assessors who have been rating Irish homes since 2009.

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