How Much Can You
Actually Afford?
The real cost of buying your first home in Ireland — not just the mortgage, but everything. Stamp duty, legal fees, valuations, and the stuff nobody tells you about.
The real cost of buying your first home in Ireland — not just the mortgage, but everything. Stamp duty, legal fees, valuations, and the stuff nobody tells you about.
We'll send you a detailed PDF breakdown tailored to your numbers — including a BER cost projection for your price range.
BER tip: A BER of B3+ qualifies you for green mortgage rates — saving €15,000–€30,000 over 30 years. Book an assessment at Homerating.ie or check SEAI grant eligibility before you buy.
Turn these numbers into action. Budget model, checklists, negotiation scripts, and snagging list.
Irish Property Guide is Ireland's independent property knowledge platform. We provide free calculators, expert-written guides, and practical tools for first-time buyers, landlords, and homeowners planning energy upgrades. Our tools are built specifically for the Irish market — covering Central Bank mortgage rules, Help to Buy, the First Home Scheme, SEAI grants, BER ratings, and the latest landlord compliance requirements including the March 2026 rental law changes.
Unlike estate agents or mortgage brokers, we don’t sell property or financial products. We sell knowledge — so our advice is independent and focused entirely on helping you make better decisions. Our team includes SEAI-registered BER assessors who have been rating Irish homes since 2009.
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