Leinster · Updated March 2026

Property Guide:
Carlow

One of Leinster's most affordable counties with a growing commuter population. Carlow Town's M9 access puts Dublin within 90 minutes. The SETU campus drives student rental demand. Compact town with improving amenities.

€250,000
Median House Price
35% below national median
+8.5%
Year-on-Year Growth
National: +7.0%
€310,000
LAHL Price Limit
From April 2026
€1,250
Avg Monthly Rent
Yield: 6.0%

Buying a Median-Priced Home in Carlow

Median property price€250,000
Deposit required (10%)€25,000
Mortgage needed (90%)€225,000
Income needed (3.5x rule)€64,286
Monthly repayment (3.5%, 30yr)€1,010/mo
Stamp duty (1%)€2,500
Local Property Tax (est.)€257/yr
Average BER ratingD2

Market Highlights — Carlow 2026

Key Towns & Areas

Carlow TownTullowMuine Bheag (Bagenalstown)Borris

Useful Calculators for Carlow Buyers

Get a BER Assessment in Carlow

Buying, selling, or upgrading? A BER certificate is required by law. We've been assessing homes since 2009.

Book a BER Assessment in Carlow →

About the Property Market in Carlow

The median house price in Carlow is €250,000, which is 35% below national median. Prices have grown by 8.5% over the past year, outpacing the national average of 7.0%.

Under the Local Authority Home Loan scheme (updated April 2026), the maximum property price in Carlow is €310,000. Single applicants can earn up to €80,000 and joint applicants up to €85,000. This government-backed mortgage offers fixed rates from 3.35% for the full term — significantly below most commercial rates.

The average BER rating for homes in Carlow is D2, meaning most Carlow homes have real room for energy improvement. Homes with a BER of B2 or better typically sell faster and for 10-15% more. SEAI grants of up to €25,000+ are available for insulation, heat pumps, solar panels, and windows. Check your grant eligibility.

For landlords, the March 2026 rental law changes apply to all new tenancies in Carlow. Average rents are €1,250/month, giving a gross rental yield of 6.0%. Read our landlord compliance guide.

All County Guides

DublinCorkGalwayLimerickKildareMeathWicklowWaterfordWexfordKerryClareTipperaryKilkennyWestmeathLouthCarlowLaoisOffalyLongfordCavanMonaghanDonegalSligoMayoRoscommonLeitrim