€260,000
Median House Price
32% below national median
+7.0%
Year-on-Year Growth
National: +7.0%
€345,000
LAHL Price Limit
From April 2026
€1,400
Avg Monthly Rent
Yield: 6.5%
Buying a Median-Priced Home in Waterford
Median property price€260,000
Deposit required (10%)€26,000
Mortgage needed (90%)€234,000
Income needed (3.5x rule)€66,857
Monthly repayment (3.5%, 30yr)€1,051/mo
Stamp duty (1%)€2,600
Local Property Tax (est.)€268/yr
Average BER ratingD2
Market Highlights — Waterford 2026
- One of Ireland's most affordable cities
- LAHL limit: €345,000 (up from €300,000)
- SETU and tech investment driving demand
- Strong rental yields due to low purchase prices
Key Towns & Areas
Useful Calculators for Waterford Buyers
FTB Affordability
Check what you can afford on your income
LAHL Checker
Are you eligible for the government mortgage?
Total Cost of Buying
Every cost beyond the price tag
Help to Buy
Estimate your HTB tax refund
Mortgage Switching
Could you save by switching rate?
SEAI Grant Calculator
Check energy upgrade grant eligibility
Popular Toolkits
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