Ulster · Updated March 2026

Property Guide:
Cavan

Affordable housing and a strong rural community. Cavan Town has decent amenities and sits within 90 minutes of both Dublin and Belfast. High rate of one-off rural housing, many of which would benefit significantly from energy upgrades.

€210,000
Median House Price
45% below national median
+9.0%
Year-on-Year Growth
National: +7.0%
€310,000
LAHL Price Limit
From April 2026
€1,100
Avg Monthly Rent
Yield: 6.3%

Buying a Median-Priced Home in Cavan

Median property price€210,000
Deposit required (10%)€21,000
Mortgage needed (90%)€189,000
Income needed (3.5x rule)€54,000
Monthly repayment (3.5%, 30yr)€849/mo
Stamp duty (1%)€2,100
Local Property Tax (est.)€216/yr
Average BER ratingD2

Market Highlights — Cavan 2026

Key Towns & Areas

Cavan TownVirginiaBailieboroughKingscourtCootehill

Useful Calculators for Cavan Buyers

Get a BER Assessment in Cavan

Buying, selling, or upgrading? A BER certificate is required by law. We've been assessing homes since 2009.

Book a BER Assessment in Cavan →

About the Property Market in Cavan

The median house price in Cavan is €210,000, which is 45% below national median. Prices have grown by 9.0% over the past year, outpacing the national average of 7.0%.

Under the Local Authority Home Loan scheme (updated April 2026), the maximum property price in Cavan is €310,000. Single applicants can earn up to €80,000 and joint applicants up to €85,000. This government-backed mortgage offers fixed rates from 3.35% for the full term — significantly below most commercial rates.

The average BER rating for homes in Cavan is D2, meaning most Cavan homes have real room for energy improvement. Homes with a BER of B2 or better typically sell faster and for 10-15% more. SEAI grants of up to €25,000+ are available for insulation, heat pumps, solar panels, and windows. Check your grant eligibility.

For landlords, the March 2026 rental law changes apply to all new tenancies in Cavan. Average rents are €1,100/month, giving a gross rental yield of 6.3%. Read our landlord compliance guide.

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