Market Highlights — Offaly 2026
- Among Ireland's most affordable counties
- LAHL limit: €310,000
- Median price just €220,000 — half the national average
- Strong growth potential as remote work spreads
Key Towns & Areas
Useful Calculators for Offaly Buyers
FTB Affordability
Check what you can afford on your income
LAHL Checker
Are you eligible for the government mortgage?
Total Cost of Buying
Every cost beyond the price tag
Help to Buy
Estimate your HTB tax refund
Mortgage Switching
Could you save by switching rate?
SEAI Grant Calculator
Check energy upgrade grant eligibility
Get a BER Assessment in Offaly
Buying, selling, or upgrading? A BER certificate is required by law. We've been assessing homes since 2009.
Book a BER Assessment in Offaly →About the Property Market in Offaly
The median house price in Offaly is €220,000, which is 43% below national median. Prices have grown by 11.0% over the past year, outpacing the national average of 7.0%.
Under the Local Authority Home Loan scheme (updated April 2026), the maximum property price in Offaly is €310,000. Single applicants can earn up to €80,000 and joint applicants up to €85,000. This government-backed mortgage offers fixed rates from 3.35% for the full term — significantly below most commercial rates.
The average BER rating for homes in Offaly is D2, meaning most Offaly homes have real room for energy improvement. Homes with a BER of B2 or better typically sell faster and for 10-15% more. SEAI grants of up to €25,000+ are available for insulation, heat pumps, solar panels, and windows. Check your grant eligibility.
For landlords, the March 2026 rental law changes apply to all new tenancies in Offaly. Average rents are €1,150/month, giving a gross rental yield of 6.3%. Read our landlord compliance guide.