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How Much Does It Actually Cost to Buy a House in Ireland in 2026?
Get the real numbers. Stamp duty, solicitor fees, mortgage protection, and 12 costs most buyers forget about.
What You'll Get
A 3-page cost breakdown at 4 price points. Real figures, real scenarios, updated for all 2026 changes.
- Full cost breakdown at €250k, €350k, €450k, and €550k
- Stamp duty, solicitor fees, valuations, and surveys
- Mortgage protection, home insurance, and life cover estimates
- 12 hidden costs most buyers forget (management fees, LPT, moving, furnishing)
- "Cash Required on Day 1" total at each price point
Preview: FTB Cost Breakdown
| Cost | €250k | €350k | €450k |
|---|---|---|---|
| Stamp Duty (1%) | €2,500 | €3,500 | €4,500 |
| Solicitor Fees | €1,800 | €2,200 | €2,500 |
| Valuation Fee | €185 | €185 | €185 |
| Survey / Engineer | €350 | €400 | €450 |
| + 8 more costs... |
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Want the complete buying process, step by step?
The FTB Starter Kit gives you 9 tools in one PDF: viewing scorecards, mortgage checklists, solicitor questions, and a 4-week moving day countdown. Just €19.
Get the FTB Starter Kit, €19From the team behind Homerating.ie (est. 2009). Every figure verified against Revenue.ie and Citizens Information.