The Complete Guide to Buying a Home in Ireland
You've started looking at houses. You know roughly what you can afford. But the financial complexity is doing your head in. Help to Buy, First Home Scheme, LAHL, green mortgages, stamp duty, solicitor fees, management company charges. Every scheme has different rules, different limits, and different gotchas.
You need someone to lay it all out clearly. Not a 200-word blog post that skips the detail. Not a broker trying to sell you something. Just the full picture, in plain English, with actual numbers you can work with.
40 pages. 10 chapters. 6 spreadsheet tabs. The full buying process, with real numbers.
The Complete Buyer's Guide covers every step from saving your deposit to getting your keys. It includes a Google Sheets workbook with calculators that do the maths for you. Enter your purchase price once and it gives you your total costs, mortgage comparison, deposit plan, and rent-vs-buy analysis.
Built by Ireland's longest-established BER assessment practice (est. 2009). Every figure verified against Revenue.ie, Citizens Information, and the Central Bank, March 2026.
What's Inside
PDF Guide (40 pages, 10+ chapters)
The 12-Step Buying Process
From "I want to buy" to "I have the keys." Every step laid out in order, with time estimates and what to do at each stage.
Help to Buy Walkthrough
Step-by-step through the Revenue myAccount application. Three worked examples at different income levels. The common rejection reasons and how to avoid them.
First Home Scheme Explainer
How the equity share works, what the buyout process looks like, honest pros and cons, and the critical decision: MPE or FHS? You cannot use both.
Local Authority Home Loan Chapter
2026 income limits by county (table), interest rates, how it compares to a commercial mortgage, and the full application process. This chapter alone could save you thousands.
New Build vs Second-Hand Framework
HTB eligibility, BER differences, HomeBond warranty, management fees, snagging risk. A structured decision framework, not just a list of pros and cons.
20 Red Flags at a Viewing
What to look for that most buyers miss. Damp, cracks, electrics, plumbing, roof condition, extension compliance, broadband. Know what you're looking at before you bid.
Mortgage Protection and Insurance
What you must have vs what's nice to have. Typical costs, comparison tips, and how not to overpay on policies you don't need.
Property Price Register Guide
How to check what properties actually sold for (not asking prices) and use that data to negotiate your offer. The PPR is free but most buyers don't know how to use it properly.
Google Sheets Workbook (6 tabs)
Full Cost Breakdown Calculator
Enter your purchase price. It calculates stamp duty, solicitor fees, valuations, insurance, and every other cost. Gives you a "Total Cash Required on Day 1" figure.
Mortgage Comparison Sheet
Every Irish lender's current rates in one place, including green mortgage options. Total cost of credit over the full term so you compare on what matters.
Deposit Savings Planner
Set your target, enter your monthly saving. It models your timeline with and without Help to Buy so you can see how much the scheme actually accelerates things.
Rent vs Buy Analysis
10-year model with Irish-specific costs. Accounts for rent inflation, property price growth, and mortgage interest. The answer might surprise you either way.
Plus: Solicitor Comparison Template, Vacant Property Grant Explainer, "Fresh Start" Applicant Guide, Affordable Purchase Scheme overview, and everything in the FTB Starter Kit.
Full Table of Contents
What You're Getting (Total Value)
- 40-page PDF Guide (10+ chapters), worth €35
- 6-tab Google Sheets Workbook, worth €25
- FTB Starter Kit (9 tools, 22 pages), worth €19
- Property Viewing Scorecard, worth €9
- Solicitor Comparison Template, worth €5
- Mortgage Document Checklist (3 employment types), worth €5
What Happens When You Click Buy?
Click Buy Now. Secure checkout via Stripe.
Instant email with your download links (PDF + Sheets).
Open the PDF. Start with Chapter 1.
Open the workbook. Enter your purchase price and let the formulas do the work.
Is This For You?
This is for you if...
- You're buying your first home and want the full picture in one place
- You're confused by HTB, FHS, LAHL and want them explained simply
- You want spreadsheets that calculate your real costs, not rough estimates
- You'd rather read 40 clear pages than 400 scattered blog posts
This is not for you if...
- You just want checklists without the detail (the €19 Starter Kit is a better fit)
- You're actively bidding and need negotiation tools (upgrade to the €99 Toolkit)
- You're an investor buying to let (see our Landlord products)
Choose Your Level
Already bought the Starter Kit?
Your purchase email includes a code to upgrade for just €30. Only pay the difference.
Want negotiation scripts and snagging checklists too?
Step up to the Ultimate Buyer's Toolkit for just €30 more. Your purchase email will include the upgrade code.
Or get all 9 property products for €249 (save €332). View the mega bundle.
Buying a house? You'll need to think about energy.
Your BER rating affects your mortgage rate, your bills, and what grants you qualify for. The Energy Upgrade Starter Pack (€29) covers SEAI grants, insulation priorities, and the solar decision.
Common Questions
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Ready to Buy With Confidence?
40 pages. 10 chapters. 6 spreadsheet tabs. Every scheme, cost, and step explained. €59, instant download.
Buy the Complete Buyer's Guide, €59Questions? hello@irishpropertyguide.ie