Mortgage Rate Comparison Tool
Compare mortgage rates from Irish lenders side by side. See monthly repayments, total cost, and cashback offers at a glance.
Compare mortgage rates from Irish lenders side by side. See monthly repayments, total cost, and cashback offers at a glance.
| Lender | Product | Rate | Monthly | Total Cost | Cashback | Net Cost |
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Rates shown are indicative and based on publicly available information as of March 2026. Actual rates depend on your individual circumstances, LTV ratio, and lender assessment. Always confirm rates directly with the lender or a mortgage broker. Rates change frequently — check lender websites for the most current offers.
See your full buying power including deposit, Help to Buy, and all upfront costs
Full Affordability Calculator → Help to Buy CalculatorGreen rate bonus: Several Irish lenders offer 0.1–0.2% off for homes with a BER of B3+. Get an assessment from Homerating.ie (from €150). Already own? SEAI grants can fund the upgrade.
Found a better rate? Get the break-even calculator, application checklist, and lender notification letter.
Irish Property Guide is Ireland's independent property knowledge platform. We provide free calculators, expert-written guides, and practical tools for first-time buyers, landlords, and homeowners planning energy upgrades. Our tools are built specifically for the Irish market — covering Central Bank mortgage rules, Help to Buy, the First Home Scheme, SEAI grants, BER ratings, and the latest landlord compliance requirements including the March 2026 rental law changes.
Unlike estate agents or mortgage brokers, we don’t sell property or financial products. We sell knowledge — so our advice is independent and focused entirely on helping you make better decisions. Our team includes SEAI-registered BER assessors who have been rating Irish homes since 2009.
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