The Pre-Purchase Survey: Is €400–€700 Worth It?

A structural survey costs €400–€700 and takes 2–3 hours. It can reveal €20,000 of hidden problems — or confirm the house is sound. Here's when it's essential, when it's optional, and what it actually covers.

When a Survey Is Essential

• Any property built before 1980: Older homes are more likely to have structural issues, damp, outdated wiring, or asbestos
• Any property with visible cracks: Could be settlement (minor) or structural movement (major)
• Extensions or conversions: Were they done properly? With planning permission?
• Rural properties: Septic tank condition, well water quality, access rights
• Any property where the price seems too good: There's usually a reason

When You Might Skip It

• New builds: Covered by the building regulations and Homebond/Premier warranty. A snagging inspection (€300–€500) is more appropriate than a full structural survey
• Properties you know well: If you've been renting the property and know its condition inside out

What the Survey Covers

A qualified structural engineer will inspect: foundations and substructure, walls (internal and external, checking for movement, cracks, damp), roof structure and covering, windows and doors, plumbing and drainage, electrical installation (visual only), heating system, attic space (insulation, ventilation, timber condition), and external areas (drainage, boundaries, trees).

The Full Picture

A survey is just one of several buying costs. See our Total Cost of Buying Calculator for the complete breakdown, or read our hidden costs guide.